Azi, D. A., and J. O. Denwi. “Financial Sector Development and Industrial Sector Performance in West African Monetary Zone (WAMZ) Countries: A Threshold Effect of Human Capital”. Bussecon Review of Social Sciences (2687-2285), vol. 7, no. 1, Mar. 2025, pp. 50-67, doi:10.36096/brss.v7i1.743.